• info@lmefcu.net
  • Tel. (978) 970-4088 | Fax: (978) 446-7022 | ABA Routing Number: 211383875
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375 Merrimack Street
City Hall - Room 11
Lowell, MA 01852
Tel. (978) 970-4088

We’re Here For You

NEWS & INFORMATION

City Hall building is open to the public.
You can reach the Credit Union at
(978) 970-4088 during the following hours.

Business hours of the credit union as of August 1, 2022

Business hours of the credit union as of January 1, 2025


Sunday
Closed
Monday
8:30 AM
4:00 PM
Tuesday
8:30 AM
8:00 PM
Wednesday
8:30 AM
4:00 PM
Thursday
8:30 AM
4:00 PM
Friday
8:30 AM
12:00 PM
Saturday
Closed
Holidays
Closed
Wednesday

Low rate personal loans

ORDER CHECKS HERE

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AUTO LOANS

NEW VEHICLES

Cond.
Model Yrs
Term
*APR
Per/$1000
Tier
Credit Score
Debt Ratio
MAX
New
2023 – 2025
7 year(‘s)
5.5 %
$
1
700-850
42 %
$ 100,000
New
2023 – 2025
7 year(‘s)
6.25 %
$
2
600-699
38 %
$ 100,000
New
2023 – 2025
7 year(‘s)
6.5 %
$
3
500-599
32 %
$ 100,000

USED VEHICLES

Cond.
Model Yrs
Term
*APR
Per/$1000
Tier
Credit Score
Debt Ratio
MAX
Used
2017 – 2022
6 year(‘s)
6.1 %
$
1
700-850
42 %
$ 85,000
Used
2017 – 2022
6 year(‘s)
6.85 %
$
2
600-699
38 %
$ 85,000
Used
2017 – 2022
6 year(‘s)
7.1 %
$
3
500-599
32 %
$ 85,000

*APR = Annual Percentage Rate, APY = Annual Percentage Yield. Individuals with credit scores of 350-499 are not eligible for consideration.
Tier 3 Co-borrower with at least a 650 or higher credit score and credit committee approval. Per/$1,000 is estimate only and based on maximum loan terms.

The Smart Option Student Loan

With college costs growing fast, it’s time to borrow smarter. The Smart Option Student Loan® offers three repayment options and competitive interest rates to help you pay for college expenses not covered by scholarships and federal loans.

You are now leaving Lowell Municipal Employees Federal Credit Union

Lowell Municipal Employees Federal Credit Union provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Lowell Municipal Employees Federal Credit Union, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

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